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How Does Dental Insurance Work

Dental insurance helps pay for treatments like cleanings, fluoride applications, fillings, and oral surgery that improve the overall health of teeth and gums. For most people, going to the dentist isn’t exactly the most exciting activity. With so much uncertainty surrounding cavities and unforeseen costs but going to the dentist is actually a crucial component of maintaining optimal health and enrolling in a dental insurance plan can help with controlling costs, bringing more peace of mind.

Taking the time to ask these questions will help you understand dental insurance benefits and the procedures will cover to give a beautiful and healthy smile.

What type of cleaning is covered?

Is there a waiting period for major procedures?

What type of filling is covered?

What materials are covered for major procedures?

Will insurance cover all the treatment associated with the procedure you need?

Is there a missing tooth clause?

Will a specialist's fees be covered?

Is there a deductible and/or a co-pay

Methods of Affording Dental Care

The Cost of Dental Insurance

The Pros of Dental Insurance

The Cons of Dental Insurance

What Procedures are Covered by Dental Insurance?

Most dental insurance plans cover the following procedures:

Why do you need dental insurance?

Generally, dental policies cover some portion of the cost of preventive care, fillings, crowns, root canals, and oral surgery, such as tooth extractions. They might also cover orthodontics, periodontics (the structures that support and surround the tooth) and prosthodontics, such as dentures and bridges.

iSmile Coral Gables and iSmile Doral, FL Payment Options


Payment OptionsiSmile offers our patients many payment options. Our staff can help you arrange a suitable payment plan to fit your needs.

Lending ClubLending Club is the world’s largest online marketplace connecting borrowers and investors. We’re transforming the banking system to make credit more affordable and investing more rewarding.

LendingUSALendingUSA has pioneered an automated financing portal specifically created to help businesses grow. Their unique approach has created a true one-stop solution for your customers’ financing needs, offering an affordable financing option that allows them to quickly purchase the goods and services they want.

American First FinanceAmerican First Finance has High approval amounts, no money down options, and early payment options may be available. Approval is possible without a FICO score, but we may check credit history. Subject to approval and verification.

We offer a variety of payment options to ensure you get the dental care you need.

iSmile by Dr. Sonia Olivares makes it easy to fit dental care into your budget. For your convenience, we accept cash, checks, and most major credit cards, plus offer financing to qualified applicants. Our dedicated team will help you understand all of the options available to you. Contact one of our staff to learn more about your billing and payment options today!

Call us at Doral: 305-620-8272 Gables: 305-396-1026. For a Free Video Consultation, check us out at